There is no question that the cost of a funeral is of concern to most people.
Total Cost of the Funeral = Funeral Home Service Charges; Merchandise; Cash Advances.
Funeral Home Service Charges
Funeral home service charges are those charges for items selected from the funeral home’s General Price List* in an itemized listing, allowing the family to pick and choose only those items of service they desire. However, under the Federal Trade Commission’s Funeral Rule, the funeral home may make a non-declinable service charge that will be added to those items selected.
Merchandise charges are the prices paid for caskets, burial vaults, cremation urns, stationary, clothing and other items purchased from the funeral home.
Cash advances are charges made by others for which the funeral home has agreed to pay in advance for you. These are customarily charges for cemetery, church and musician fees, flowers, etc.
Simply put your personal needs and wishes determine the charges. To some families cost, not value seem to be their only concern. After all, so much of what a funeral home does is never seen by the consumer and therefore may not be perceived to be of value. Ask friends, neighbors, or your clergy whom they would recommend.